SHOP FOR INSURANCE WITHOUT REPEATING YOURSELF!

GETTING LIABILITY COVERAGE WHILE TRAVELLING

4th article of a series called Insurance for Adventurers, dedicated to the intrepid Wild Raven Team that is canoeing across Canada. 

Who’s got your back?

It’s noble, taking a year or so to travel and reconnect with yourself and the world at large. Like our very own Wild Raven Team, you’ll be coursing through uncharted waters, your home will be the highways, rivers, beaches and mountain ranges. That makes home insurance redundant, and you should care about that, because home insurance gives you personal liability coverage. 

If you are held liable during your trip for having caused any bodily harm or property damage to a person, personal liability coverage will cover legal, court and settlement fees, no matter where you are in the world. That’s useful coverage to have…

If you are leasing out your home

You’ve got it all figured out. You’re hoping your home insurance policy will cover your liability since you’re leasing out your home. Wrong! That policy, which you should read thoroughly, covers the building and your belongings but it only covers your liability if someone is injured or if their stuff is damaged while on the premises. 

That’s not the wording you want to read. The one you are looking for will state in plain English: “We will pay all sums which you become legally liable to pay as compensatory damages because of unintentional bodily injury or property damage arising out of your personal actions anywhere in the world”. That means you’re covered!

Umbrella insurance

Umbrella insurance is probably what you’re looking for. Normally, this insurance is purchased as an add-on to your regular liability coverage, and it’s recommended for people who are active in their community, who travel a lot or who volunteer frequently because their actions expose them naturally to potential lawsuits.  Umbrella insurance provides worldwide liability coverage for up to $5 million. Check with your insurance representative to see whether you can purchase this coverage for the duration of your travels. 

Top-notch coverage at a price you can afford

For coverage that goes the extra mile, try ClickInsurance’s online quotes. Fill in our form and receive offers from some of our partners at no cost. 

SHOP FOR INSURANCE WITHOUT REPEATING YOURSELF!


By clicking START NOW, you grant the Authorization* below and agree to our Terms of Use.
Shop for insurance without repeating yourself!
25 people are currently shopping for their insurance
ClickInsurance it's more than 2350459 submitted quotes
921 quotes since the last 24 hours
* Authorization : I authorize ClickInsurance to collect and transfer my personal information to some of its business partners who may be interested in sending me an insurance quote. I also authorize ClickInsurance and those same partners to contact me by email, SMS, phone or mail to respond to my request for insurance quotes or to allow me to finalize my request for insurance quotes.
If I accept the insurance offer of one of ClickInsurance’s business partners, I also authorize the partner to inform ClickInsurance of this acceptance to update my file. I further agree that assignees or successors of ClickInsurance's business or assets may use and disclose my personal information for similar purposes as those described in this consent.






OUR PARTNER

Securiglobe
SSL
IMPORTANT: The information provided is encrypted for confidentiality and security purposes.

SiteLock